Role Of Financial Technology In Enhancing Financial Inclusion Among Rural Communities.

doi:N/A

Original Article | Volume 7 Issue 1 (None, 2026) | Pages 1380 - 1389

C. Muthukumar

C. Paramasivan

1Ph.D. Part-Time Research Scholar PG & Research Department of Commerce Thanthai Periyar Government Arts and Science College (Autonomous) Tiruchirappalli – 620023 (Affiliated to Bharathidasan University, Tiruchirappalli -620 024)

Associate Professor & Research Advisor PG & Research Department of Commerce Thanthai Periyar Government Arts and Science College (Autonomous) Tiruchirappalli – 620023 (Affiliated to Bharathidasan University, Tiruchirappalli -620 024)

Abstract

Financial Technology (FinTech) has become a significant catalyst for enhancing financial inclusion by improving access to digital financial services among rural communities. This study examines the influence of FinTech adoption on financial inclusion and user satisfaction while assessing the impact of digital literacy, financial literacy, and FinTech awareness. Primary data were collected from 270 rural respondents using a structured questionnaire, and the data were analysed through descriptive statistics and Multiple Linear Regression analysis. The findings reveal that FinTech adoption significantly enhances financial inclusion and user satisfaction. The study concludes that strengthening digital literacy, financial awareness, and digital infrastructure can further accelerate inclusive and sustainable rural financial development...

Keywords

FinTech

Financial Inclusion

Rural Communities

Digital Literacy & User Satisfaction..

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